You’re not behind. You just need a plan.
Get a free, personalized homebuying plan at your own pace.
Hi, I’m Mindy. I do this
for a living.
I’m a FirstHome IQ Ambassador, which means I teach this stuff for free and I’m here when you have a question. Build your plan on this page, and send it to me whenever you want a second pair of eyes.
Numbers worth knowing.
The typical first-time down payment, not the 20% everyone assumes. Over 2,000 assistance programs can help.
NAR 2025 · Down Payment Resource
The typical homeowner’s net worth, next to about $10,400 for the typical renter. The gap is real. So is the path.
Federal Reserve SCF
of NextGen buyers got little or no financial education in school. That’s a system gap, not a personal failure.
NextGen Homebuyer Report
One plan, yours to keep.
6 steps. Each one has a short video, a calculator, and one number to save. It fills in as you go, and it’s yours: email it to yourself, or send it to Mindy.
How it works.
Tell us where you are
Three questions about your stage, your hopes, and what’s weighing on you. Every answer tunes the plan.
Work the steps that matter
Budget, credit, down payment, debt. A short video and a calculator on the page, with nothing to download.
Keep what you build
Every number lands in your plan. We email it to you, and it’s yours to keep.
Keep going.
Three more free things from FirstHome IQ. Take whichever helps, in any order.